About BharatX

BharatX is a fintech company offering a 'Credit-as-a-Service' platform for consumer-facing businesses. Through its APIs and SDKs, it enables merchants, e-commerce platforms, and D2C brands to offer white-label Buy Now, Pay Later (BNPL), installments, and other embedded credit options to their end customers. The company aims to make purchases frictionless by allowing consumers to access instant credit at checkout with zero risk to the merchant.

Company Classification

Funding

Customers

Customer	Success Story	Source
Flipkart	Acquired BharatX's technology, intellectual property, and core team (via super.money) to strengthen credit offerings, integrating checkout financing, BNPL, and credit‑on‑UPI across Flipkart and D2C platforms.
OYO	Integrated BharatX's BNPL solution to allow travelers to book rooms and pay later, enhancing the booking experience.
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