Balance

Private Company

Moving global B2B trade online, by solving for the full transaction lifecycle.

Technology, Information and Internet
New York
51-200 employees
Founded 2020

About Balance

Balance provides financial infrastructure designed for B2B commerce, enabling sellers to offer flexible payment terms and a seamless checkout experience while getting paid instantly. Its API-driven platform features solutions like Buy Now, Pay Later (BNPL), digital trade credit, and automated invoicing to manage credit risk and streamline the entire payment lifecycle. The company primarily serves B2B e-commerce merchants, online marketplaces, and SMBs seeking to modernize their payment operations.

Company Classification

Customer Types
B2BB2B2CB2D
Business Models
ProductsServicesCommission
Product & Service Types
B2B Payments & Checkout PlatformBuy Now, Pay Later (BNPL) & Net Terms FinancingAutomated Accounts Receivable & Invoicing

Funding

Total Funding

$431M

No. of Funding Rounds

5

Customers

CustomerSuccess StorySource
Alibaba.com
Added Balance's B2B BNPL as a payment method for its US business users at checkout.
Instacart Business
Integrated Balance's white‑labeled financial infrastructure to offer pay‑by‑invoice capabilities within the Instacart Business app, allowing customers to apply for invoicing, receive instant credit decisions and manage payments without redirects or third‑party logins.
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