Financial Services
Oakland, California
11-50 employees
Founded 2017
About Grain Technology (YC W20)
Grain Technology aims to democratize credit by leveraging real-time cash-flow data. The company offers a personal line of credit for consumers to build credit history, alongside B2B software solutions like Velex and Atlas that provide lenders with advanced credit scoring and portfolio management. Grain targets both individual consumers, especially the underbanked, and financial institutions seeking to enhance their lending capabilities.
Company Classification
Customer Types
B2CB2B
Business Models
ServicesSubscription
Product & Service Types
Digital lines of creditCredit scoring & portfolio management software
Customers
| Customer | Success Story | Source |
|---|---|---|
| Launched a 1,000-farmer test program accepting grain-backed cryptocurrency tokens as collateral for loans. Farmers can take out loans backed by their agrotokens that are repayable in either cryptocurrency or cash. | ||
| Ponce Financial Group partnered with Grain Technology to offer unsecured microloans to borrowers, while dealing with fraudulent loans returned to them by Grain. |
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