PayCaddy (YC W22)

Simplified Banking as a Service for LATAM

Financial Services
Panama City
11-50 employees
Founded 2018

About PayCaddy (YC W22)

PayCaddy builds the infrastructure that lets Latin American businesses launch USD-backed Mastercard programs in weeks through simple APIs or no-code white-label solutions. Its platform covers card issuing, wallets, KYC, and analytics, charging customers primarily on a usage-based, transaction fee model alongside tailored implementation services. Targeting fintechs, digital marketplaces, lenders, and other innovative companies, PayCaddy enables them to create new revenue streams and offer secure, convenient financial products to their end users.

Company Classification

Customer Types
B2BB2B2CB2D
Business Models
Pay-Per-UseServices
Product & Service Types
Card issuing APIWhite-label fintech platformKYC & wallet services

Customers

CustomerSuccess StorySource
Carded
Carded uses the ExpressCarded payment card to manage day-to-day business expenses and handle emergencies.

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